How Much Home Can I Afford — And What Will My Monthly Payments Be?

Matt Richardson

Published on: 01/05/2025

When it comes to buying a home, the biggest mistake people make is looking at homes before understanding what they can afford. It’s not just about how much a lender will approve—it’s about how much fits your monthly budget.

Mortgage

How Much Down Payment Do I Need — and Do I Qualify for Down Payment Assistance?

Matt Richardson

Published on: 01/05/2025

One of the biggest myths in home buying is that you need to save up 20% for a down payment. The truth? Most buyers put down far less—especially first-time buyers. Understanding your options can open doors you didn’t know were available.

Mortgage